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Texas Allocates $255 Million to Home Ownership

April 21st, 2022

Texas is making $255 million in homebuyer funds available to Texans for the purchase of a home.

“Owning a home has always been an essential part of the American Dream. For families, home ownership is not merely a source of pride, it is often the first step on the path to prosperity. And for our communities, home ownership provides an important source of stability,” Governor Rick Perry said.

“Research studies show that when a majority of families own the home in which they live, you end up with safer neighborhoods, greater economic opportunities and a stronger sense of community.”

The Texas Department of Housing and Community Affairs (TDHCA) will release $240 million in low interest home loans, with approximately $180 million dedicated to purchases in the Hurricane Rita Gulf Opportunity Zone. Borrowers in the Opportunity Zone will pay a low interest rate of 5.875%. They will be allowed up to 5% of the purchase amount through grants for down payment assistance.

The Opportunity Zone residents do not have to be first time home buyers.

There are two loan options for those who purchase outside of the Zone area. The first is an unassisted loan that offers no added funds for down payment and closing costs. The other is an assisted loan with funds offered for down payment and closing costs.

The interest rates outside of the Zone range from 5.625% for unassisted loans to 6.125% for assisted loans.

The TDHCA will put the remaining $15 million into the Mortgage Credit Certificate Program. These certificates are available to eligible homeowners through the First Time Home Buyer Program.

“Today’s announcement represents the best opportunity for many low to moderate income Texans to achieve their dream of home ownership,” said TDHCA Executive Director, Michael Gerber.

“With 35 lenders participating in our programs, operating more than 300 branch offices throughout the state, Texans everywhere have a chance to begin to make a better future for themselves and their family. We encourage anyone interested in buying a home to learn how they can be a part of this initiative.”

How Your Business Is Perceived By Using Reputation Management

March 18th, 2022

Is it true that you are keen on finding out about dealing with your standing? Have you been searching for accommodating and solid data? Indeed, this article will ensure you get a few strong ideas. It will assist you with sorting out some way to more readily deal with your standing.

Posting data via online media locales is essential to your business’ standing. You should post a few times each week at any rate to actually run an advertising effort. Assuming you see that posting via online media locales is overpowering, consider recruiting an aide to make your posts for you.

At the point when individuals invest in some opportunity to offer something about your business, it is vital that you are sufficiently gracious to answer. While you might be an extremely bustling individual, it shows your crowd that you really care about them and what they need to say. This is imperative to keep a consistent client base.

At the point when you talk with your crowd, ensure that you do as such in a conversational tone. Individuals try to avoid the possibility of entrepreneurs continuously addressing them with promoting to them. While you would like to make a deal, you ought to never cause a client to feel like this is your main concern.

Be grateful. Assuming somebody leaves a decent audit about your organization, send them an individual message and express gratitude toward them for their criticism. On the off chance that conceivable, send your client a coupon for a specific percent off on their next buy as a much obliged. In the event that this is preposterous, earnestly say thanks to them for their input.

Assuming you will utilize anybody’s thoughts, you ought to constantly make a point to give them credit for that. Everybody out there can advance a little from others, so giving due credit will show individuals that you don’t think you are over that. This is an extraordinary method for getting their appreciation.